I surrender my financial affairs and concerns about money to your Divine care and love.
I ask that you remove my worries, anxieties, and fears about money, and replace them with faith.
I know and trust that my debts will be paid and money will flow into my life.
I have only to look to nature to see proof of the abundance you provide.
I release all negative thoughts about money, and know that prosperity is my true state.
I commit to being grateful for all that I now have in my life.
I learn to manage my finances wisely, seeking help where needed.
And finally, I ask you to help me understand my purpose in life and to act on that purpose with courage and strength. I know that prosperity will come, in part, by doing work I love. Please help me use my skills and knowledge to be of service in the world.
Thank you, God.
“It is by grace we have been saved.” (Ephesians 2:5)
Many of us feel the tight bonds of our budget each month. How do we have faith that God will provide for us when we’re struggling to keep our lights on, gas in our car, and our growing children in clothes that fit? What about the ache to reach out to others when we lack the means to do it, or having to tell our kids they can’t join their peers because the budget is maxed out?
Every day we debate ourselves over what to spend our money on. When the incorrect choices we make affect our family, friends, and responsibilities, we can turn to God in prayer… trusting that He is not waiting to mound a side of guilt on top of our conviction. He is waiting help us and guide us… even through the mistakes we continue to struggle with. Use this prayer to confess your challenges with money and ask for God’s help and wisdom!
Prayer for Finances
Father, praise You for saving us by Your indisputable grace. Nothing trumps Your just and loving hand. No poor decision we make, irresponsible purchase, or insurmountable debt can separate us from Your love.
Paul reminds us in Ephesians that there isn’t anything we can do to gain or lose our salvation. The freedom Christ won us on the cross is what it is. Nothing we do or say can add or subtract from His sacrifice… or from who He is.
Without a concrete Rock to stand on, we would drift along thinking that we somehow have the power to trump Your authority. Thank You for reminding us, through Your Word, that we do not. That You love us indisputably and always, whether we are precise accountants or frivolous spenders. You know who we are, and You know our heart’s intentions and our struggles. You are the only one equipped to balance and judge where we are at. You consistently say that we are Yours and remind us, through Your Word, of Jesus’ sacrifice for us.
Father, we confess our financial challenges. In a society that lifts money up to such high importance, it’s extremely hard to battle our mind’s eye each day. Thank You for blessing us with money to spend, and help us to honor You with our choices. Forgive us for mindlessly buying things in dollar sections and store end-caps. Sometimes, there are things that we never knew we needed until the bright discount sticker catches our eye. Strengthen us in those moments to fight our impulses by yielding to the power of the Holy Spirit within us.
Help us to see our finances through Your eyes. You have a purpose and plan for our lives, and every cent we’re blessed with to manage. Stir our hearts to seek Your counsel on everything from buying dessert to a brand new car. Urge us to seek You in Your Word, and prayerfully consider Jesus’ example on this earth. We confess that we don’t often stop to think about what You want for our wallet over what we want. When new trends are just a swipe of the credit card away, stir in our hearts to fight temptation.
Jesus walked the earth simply, as a carpenter… without a flashy lifestyle. His miracles were something money couldn’t buy. Not then, and not now. God’s love and God’s plan look different for all of us, but His love does not rise and fall on a scale. He is everlasting, omnipotent, and sovereign. And He has chosen us. Created us. And called us good.
Our purpose on this earth is to help others. Whether we struggle to part with our money, or have trouble accepting God’s generous blessing, help us to be laser-focused on our conversation with You. When we look around to compare our finances with others, it will always cause our hearts unrest. We don’t have the privilege of knowing people inside and out and from the moment of their creation like You do. We assume wealthy equals satisfied. But only Christ holds the key to all happiness.
Whether we seek careers or possessions to heighten our visibility in society, none will ever satisfy or compare to Jesus’ love. Help us to follow Christ in our daily lives. Prayer is life changing, that You promise us. We lift up the bills that puzzle and scare us to You. Guide us, direct us, and equip us to trust You more and more in the daily direction of our financial lives.
Thank You for providing for us, Father. Just the fact that we are skimming over these words is prove that You’ve provided for another day for us. Bless our finances, and help us to seek You first in everything, each day. In Jesus’ Name, Amen.
How are you applying this Prayer for Finances to your life and spending? Comment below and recieve encouragement and support from our large praying community!
Meg Bucher writes about everyday life within the love of Christ on her blog, “Mom” is the most important calling on her life, next to encouraging others to seek Him first… authentically. A dance mom, occasional substitute teacher, and youth worship leader, she can often be found having some kind of an adventure in the small little lake town she resides in with her husband of ten years, two daughters, and their doodle-dog.
Photo credit: ©Thinkstock/OcusFocus
Lord God in heaven I come to you humbly asking you to bless me financially. This is not hard for you to do because the earth is the Lord’s and the fullness thereof. You are Jehovah Jireh the God who provides and I ask you to provide for me and my family and my friends. We are in need of your help.
Lord I ask you to show me the areas in my life where I may not have been a good steward of Your money and I ask that you would bring conviction into my heart by the power of Your Holy Spirit. Show me the areas where I need to improve how I handle your money so that I may honor You by using what You give me in a manner that pleases You. I pray Lord that when I receive this financial blessings that you will send me in the next few days, I will tithe to the ministry that you will call to my mind the amount which You will put in my heart. Lord I know that You are able to supply my needs according to your glorious riches in Christ Jesus. I know that you are the God who gives me the ability to create wealth and I make a covenant with you today that when you send me this financial blessing I will praise you for it no matter how small it may be and I will continue to serve you with a grateful heart.
Lord I ask that you would cause me to have an undivided heart and mind towards you. No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. I know that I cannot serve both You God and Money(Luke 16:13). Forgive me if I have misplaced my worship and my focus. Bless me this day with the blessing that you gave our forefather Abraham. Oh, that you would bless me and enlarge my territory! Let your hand be with me, and keep me from harm so that I will be free from pain (1Chronicles 4:10). In Jesus Name. AMEN.
PinITI’m not sure what prompted us to do it, but after my husband Kyle and I completed our first budget, we decided to pray about it. And just like that, praying about finances became a thing in our home.
It was January 2013—and we had that fresh budget sitting in front of us. We were excited and hopeful, but unsure.
We were ready to kiss our debt goodbye and had an ambitious timeline in mind to pay off all our debt besides our home in less than a year.
We solidified our budgeted numbers in each category with a bit of doubt as to whether it was even remotely possible to say within those small dollar amounts. (We did increase our spending in one area, though—giving. It just felt right; we didn’t want to skimp on God even though we were skimping everywhere else.)
With a fresh budget spreadsheet in place, we prayed about it. Like I said, I’m not even sure why the idea of praying about finances came to mind. Clearly it was the Holy Spirit’s nudging.
I mean, a lot of us Christians have been raised to pray for the classic things like safe travel, a grandparent’s surgery, a new baby, or a job interview, right? But money? We were pretty newly-married, and although we were both Christian, we hadn’t developed a very strong faith life as a couple up to that point. Praying about finances was just not something I think we’d ever even thought of before.
So what did we pray? We prayed that God would bless our efforts, that he would display his glory through us, and that he would help us become better stewards. We wanted to take better care of the gifts he had entrusted us with so we could bless others.
If you’re someone who’s prayed before, you know that God doesn’t always answer prayer as blatantly as we’d like. In our case, though, he seemed to answer our prayers with a bold, clear yes.
Can I share with you some of the amazing ways God worked, to praise him for his goodness and to encourage you that praying about finances is worthwhile? Okay, thanks. 🙂
Remember how I said we had an ambitious timeline for paying off our debt? Well, actually, our goal was more than ambitious. We wanted to pay off $30,000 of debt by the end of the year, a feat we thought was almost impossible given our earnings and the fact that we owned a home.
It was kind of one of those “Reach for the moon and hope to land among the stars” kind of goals. Set a goal to pay off our debt in a year, and hopefully we’d make it by 18 months or so.
God far exceeded our expectations. Our debt was paid off by August—eight months from when we set the goal.
Over the course of that year, time after time we experienced circumstances that seemed beyond coincidence. I actually started a Google Doc to list everything that was happening, titling it “Financial blessings beyond coincidence.”
- We had virtually no car repairs on two very old vehicles during that time.
- Both Kyle and I had job opportunities placed before us that year which raised our earnings by about 25%.
- Our fridge made loud, awful noises until we decided to finally get it repaired—but before we got around to calling about the repair, the noises suddenly stopped for months.
- We got an unexpected refund check in the mail from our insurance company for a doctor’s appointment from over two years prior.
- Our neighbors gave us a grocery store gift card in a month when we had already exceeded our grocery budget. (Their teenage son accidentally backed into my old, beat-up car and I don’t think they believed me that the big dent they thought he caused had already been there.)
To top it all off, when we were just about done paying off our debt, I found out that we had won a debt scholarship essay contest I had entered. The financial services company sponsoring the contest hadn’t stated exactly how much the prize money would be upfront because there was a chance they’d split it up a bit. The prize was $2,000. Guess how much debt we had left to pay off? Almost exactly $2,000.
God taught us so many valuable lessons during that year. I think one of the greatest lessons we learned was to pray boldly.
God doesn’t guarantee us he’ll give us what we want simply because we pray, but he does guarantee he’ll listen. Over and over in the Bible he tells us to ask him for what we want and need. So why don’t we do that more often? Why don’t we make praying about finances a habit? I think we feel like the very earthly things of life, like a budget, don’t really warrant prayer.
God cares about those earthly things, though. He cares a lot. Take a moment to bring your financial worries or goals before your Almighty God with a sincere heart. Be assured he’s hearing you. Then marvel at how he answers them.
Need a tool to help make prayer more consistent, more meaningful, and less difficult/awkward? I recommend Val Marie Paper’s prayer journals! Her 2018 Yearly Prayer Journal is on sale now for a limited time!
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