Script Financial is a fee-only financial planning firm dedicated to helping pharmacists and young professionals meet their financial goals.
Not sure you’re ready to hire a professional quite yet? Don’t let that stop you! Create your own budget and dynamic personal balance sheet for FREE and take the first step to secure your financial freedom.
Comprehensive Financial Planning
Comprehensive Financial Planning delves into all components of your financial plan, accompanied by one-on-one coaching and accountability meetings.
How Can I Help You?
Student | Resident Package
Are you a student or resident and need some help with student loans and fundamental planning before that big paycheck? An annual engagement that includes three meetings covering all the important financial topics early in your career.
Student Loan Analysis
Overwhelmed with your student loans? Looking for the best strategy to pay them off? This consult will help you inventory your loans, determine the best payoff strategy and repayment plan based on your goals.
Looking to up your investment game? This service is for individuals interested only in the investment component of financial planning. I’ll walk through the steps of risk tolerance, investment policy statements, choosing the correct investment model and analyzing your current investments.
A financially literate society is so important and often an undervalued skill set in our communities.
If you are interested in introducing a little financial education to your company or organization, this offering is for you.
Meet Tim Baker
I believe in living a happy, healthy and balanced life. Conversely, money can cause a lot of undue and avoidable stress that tests that balance. Credit card debt? Been there. Made a lot of money, but nothing to show for it? Yep. Living paycheck to paycheck? Not fun.
There’s a better way. What I offer to my clients is an honest approach that is education-focused and a fiduciary standard (that means I’m legally obligated to do what’s in your best interest). Let’s discuss how we can mitigate that stress by putting a proper plan in place for us to work through together. Stress less. Plan more.
I can help you live a richer life.
Looking for a financial planner who is efficient, results driven and fun?
Lord God in heaven I come to you humbly asking you to bless me financially. This is not hard for you to do because the earth is the Lord’s and the fullness thereof. You are Jehovah Jireh the God who provides and I ask you to provide for me and my family and my friends. We are in need of your help.
Lord I ask you to show me the areas in my life where I may not have been a good steward of Your money and I ask that you would bring conviction into my heart by the power of Your Holy Spirit. Show me the areas where I need to improve how I handle your money so that I may honor You by using what You give me in a manner that pleases You. I pray Lord that when I receive this financial blessings that you will send me in the next few days, I will tithe to the ministry that you will call to my mind the amount which You will put in my heart. Lord I know that You are able to supply my needs according to your glorious riches in Christ Jesus. I know that you are the God who gives me the ability to create wealth and I make a covenant with you today that when you send me this financial blessing I will praise you for it no matter how small it may be and I will continue to serve you with a grateful heart.
Lord I ask that you would cause me to have an undivided heart and mind towards you. No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. I know that I cannot serve both You God and Money(Luke 16:13). Forgive me if I have misplaced my worship and my focus. Bless me this day with the blessing that you gave our forefather Abraham. Oh, that you would bless me and enlarge my territory! Let your hand be with me, and keep me from harm so that I will be free from pain (1Chronicles 4:10). In Jesus Name. AMEN.
Proverbs 1:5 – “Let the wise hear and increase in learning, and the one who understands obtain guidance.”
Finances are one of the biggest hurdles that all of us face in life. It’s no wonder that this was the 2nd most talked about issue from Jesus. Money has the power to push people into thinking that they are good. “Why do I need God? I’m financially sound. I can provide everything I need for me and my family.” The problem is they may be financially sound and spiritually dead. The same thing can go on the other end of the spectrum for people that are in financial chaos. “Why do I need God? He isn’t providing for me anyways. He must be a lie.” The problem here is that they are still relying on material things to be happy and not on the Creator who made them.
Here are 6 Bible scriptures for financial troubles that I pray will keep you grounded in your walk with the Lord!
Troubles Of The Rich
Matthew 19:24 – “Again I (Jesus) tell you, it is easier for a camel to go through the eye of a needle than for a rich person to enter the Kingdom of God.”
The verse follows the passage of Jesus talking to a rich man who has lived a very good life. He never committed murder, adultery, theft, false witness and many other things. He only had one crutch: riches. He refused to give up his wealth. Money does something to man that nothing else does. It gives him stability, but it is a false stability. When we aren’t relying on God for stability we are on very shaky ground. Anything that we put as a priority before God is an idol. And what did God say about this? “You shall have NO other gods before Me.” (Exodus 20:3)
Proverbs 3:9-10 – “Honor the Lord with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”
I can attest to this in my own life. Even right now I don’t tithe on a regular basis. It is one of the struggles I face. And with this, I am dishonoring God. According to this verse we honor God when we give back to Him what He has already given to us. So, the contrary can be said that we dishonor Him when we don’t give back to Him. Think about that for a moment. I know I am. It’s no wonder that I am financially struggling right now! It’s time for me to put this demon to rest and move forward!
Matthew 6:21, 24 – “For where your treasure is, there your heart will be also. No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to one and despise the other. You cannot serve God and money.”
Could it be that you are in financial difficulty right now because of your allegiance to it? More importantly is your reliance on money causing you to hate or despise the Lord? This verse is clear. If you serve money you “will hate” God. If you are devoted to money you will “despise” God. Whether you feel this or not, you cannot escape it. You can tell right now where your treasure is because of the desires of your heart. Are you laying up treasures here or in Heaven? (Matthew 6:19-20)
Matthew 6:33 – “But seek first the Kingdom of God and His righteousness, and all these things will be added to you.”
Do you worry about clothing, food, your health or anything else that finances provide for? God knows this already. If you are anxious about these things, put your heart in the right place and give your worries to God. “For the Gentiles seek after all these things, and your Heavenly Father knows that you need them all.” (Matthew 6:32) It may very well be that you are having troubles because your heart needs adjusting. Go to God in prayer. Give Him your concerns and trust that He will provide.
Haggai 2:8 – “The silver is Mine; and the gold is Mine, declares the Lord of hosts.”
Not one single penny you earn is yours. It belongs to the Lord. He has given you the means to earn your income. I never really thought about this before, but our God is a VERY generous God. Everything that we have belongs to Him and He lets us keep 90% of it! Think about that! Would you allow someone to take all of your resources only to give just 10% of them back to you? No way! This makes the tithe seem so little to me. Maybe 10% isn’t enough? Maybe we could give more? Your financial difficulties may be because of your state of mind. Your money is not your own. It belongs to the Lord. Take some time to think about this and make proper steps to get this right.
Sometimes It’s God
Job 1:12 – “And the Lord said to Satan, ‘Behold, all that he (Job) has is in your hand. Only against him do not stretch out your hand.”
Job “was blameless and upright, one who feared God and turned away from evil.” (Job 1:1) You see, sometimes God allows Satan to attack us financially even when we are managing our finances the way God wants us to. These times are trial grounds and we need to know that God has us and will deliver us out of the trials in His time. If this is your situation, stay connected with God. He will deliver you out of Satan’s attempts to sway you away from Himself.
If you are struggling right now financially I hope these verses have helped you to understand where your troubles may be coming from. God loves you and only wants what is best for you. Go to God in prayer today and talk to Him about your situation. He will listen! May God bless you all as you continue to live a life worthy of the calling!
Another Reading: Call on God for Help in Desperate Times
Resource – “Scripture quotations are from The Holy Bible, English Standard Version® (ESV®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved.”
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