Praying about finances

Dear God,

I surrender my financial affairs and concerns about money to your Divine care and love.

I ask that you remove my worries, anxieties, and fears about money, and replace them with faith.

I know and trust that my debts will be paid and money will flow into my life.

I have only to look to nature to see proof of the abundance you provide.

I release all negative thoughts about money, and know that prosperity is my true state.

I commit to being grateful for all that I now have in my life.

I learn to manage my finances wisely, seeking help where needed.

And finally, I ask you to help me understand my purpose in life and to act on that purpose with courage and strength. I know that prosperity will come, in part, by doing work I love. Please help me use my skills and knowledge to be of service in the world.

Thank you, God.


Praying is the most effective way to invite God to work miracles in your life. Here are some more of our favorite prayers offering spiritual guidance to help steer you on your path as you grow in your faith.

The Apostles’ Creed

The Serenity PrayerThe Lord’s PrayerA Birthday PrayerPrayer of ThanksgivingPrayer for Inner Peace and Calm

Lord God in heaven I come to you humbly asking you to bless me financially.  This is not hard for you to do because the earth is the Lord’s and the fullness thereof.  You are Jehovah Jireh the God who provides and I ask you to provide for me and my family and my friends.  We are in need of your help.

Lord I ask you to show me the areas in my life where I may not have been a good steward of Your money and I ask that you would bring conviction into my heart by the power of Your Holy Spirit.  Show me the areas where I need to improve how I handle your money so that I may honor You by using what You give me in a manner that pleases You.  I pray Lord that when I receive this financial blessings that you will send me in the next few days, I will tithe to the ministry that you will call to my mind the amount which You will put in my heart.  Lord I know that You are able to supply my needs according to your glorious riches in Christ Jesus.  I know that you are the God who gives me the ability to create wealth and I make a covenant with you today that when you send me this financial blessing I will praise you for it no matter how small it may be and I will continue to serve you with a grateful heart.

Lord I ask that you would cause me to have an undivided heart and mind towards you.  No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. I know that I cannot serve both You God and Money(Luke 16:13). Forgive me if I have misplaced my worship and my focus.  Bless me this day with the blessing that you gave our forefather Abraham.  Oh, that you would bless me and enlarge my territory! Let your hand be with me, and keep me from harm so that I will be free from pain (1Chronicles 4:10).  In Jesus Name. AMEN.


PinITI’m not sure what prompted us to do it, but after my husband Kyle and I completed our first budget, we decided to pray about it. And just like that, praying about finances became a thing in our home.

It was January 2013—and we had that fresh budget sitting in front of us. We were excited and hopeful, but unsure.

We were ready to kiss our debt goodbye and had an ambitious timeline in mind to pay off all our debt besides our home in less than a year.

We solidified our budgeted numbers in each category with a bit of doubt as to whether it was even remotely possible to say within those small dollar amounts. (We did increase our spending in one area, though—giving. It just felt right; we didn’t want to skimp on God even though we were skimping everywhere else.)

With a fresh budget spreadsheet in place, we prayed about it. Like I said, I’m not even sure why the idea of praying about finances came to mind. Clearly it was the Holy Spirit’s nudging.

I mean, a lot of us Christians have been raised to pray for the classic things like safe travel, a grandparent’s surgery, a new baby, or a job interview, right? But money? We were pretty newly-married, and although we were both Christian, we hadn’t developed a very strong faith life as a couple up to that point. Praying about finances was just not something I think we’d ever even thought of before.

So what did we pray? We prayed that God would bless our efforts, that he would display his glory through us, and that he would help us become better stewards. We wanted to take better care of the gifts he had entrusted us with so we could bless others.

If you’re someone who’s prayed before, you know that God doesn’t always answer prayer as blatantly as we’d like. In our case, though, he seemed to answer our prayers with a bold, clear yes.

Can I share with you some of the amazing ways God worked, to praise him for his goodness and to encourage you that praying about finances is worthwhile? Okay, thanks. 🙂

Remember how I said we had an ambitious timeline for paying off our debt? Well, actually, our goal was more than ambitious. We wanted to pay off $30,000 of debt by the end of the year, a feat we thought was almost impossible given our earnings and the fact that we owned a home.

It was kind of one of those “Reach for the moon and hope to land among the stars” kind of goals. Set a goal to pay off our debt in a year, and hopefully we’d make it by 18 months or so.

God far exceeded our expectations. Our debt was paid off by August—eight months from when we set the goal.

Over the course of that year, time after time we experienced circumstances that seemed beyond coincidence. I actually started a Google Doc to list everything that was happening, titling it “Financial blessings beyond coincidence.”

Some examples:

  • We had virtually no car repairs on two very old vehicles during that time.
  • Both Kyle and I had job opportunities placed before us that year which raised our earnings by about 25%.
  • Our fridge made loud, awful noises until we decided to finally get it repaired—but before we got around to calling about the repair, the noises suddenly stopped for months.
  • We got an unexpected refund check in the mail from our insurance company for a doctor’s appointment from over two years prior.
  • Our neighbors gave us a grocery store gift card in a month when we had already exceeded our grocery budget. (Their teenage son accidentally backed into my old, beat-up car and I don’t think they believed me that the big dent they thought he caused had already been there.)

To top it all off, when we were just about done paying off our debt, I found out that we had won a debt scholarship essay contest I had entered. The financial services company sponsoring the contest hadn’t stated exactly how much the prize money would be upfront because there was a chance they’d split it up a bit. The prize was $2,000. Guess how much debt we had left to pay off? Almost exactly $2,000.

God taught us so many valuable lessons during that year. I think one of the greatest lessons we learned was to pray boldly.

God doesn’t guarantee us he’ll give us what we want simply because we pray, but he does guarantee he’ll listen. Over and over in the Bible he tells us to ask him for what we want and need. So why don’t we do that more often? Why don’t we make praying about finances a habit? I think we feel like the very earthly things of life, like a budget, don’t really warrant prayer.

God cares about those earthly things, though. He cares a lot. Take a moment to bring your financial worries or goals before your Almighty God with a sincere heart. Be assured he’s hearing you. Then marvel at how he answers them.

Need a tool to help make prayer more consistent, more meaningful, and less difficult/awkward? I recommend Val Marie Paper’s prayer journals! Her 2018 Yearly Prayer Journal is on sale now for a limited time!

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To get the greatest benefit from this practicum, make sure you have read related training on the site. Click below to read about Christ-Like Character:

In a previous post we questioned how we are to know how to manage finances, particularly when income and expenses go over or under budget. If we truly want to live out God’s purposes, design, and commands for the Church, we need to know His heart in all matters. We need to take a Christ-like approach to all we do, including financial matters. Prayer is fundamental to that kind of approach.

By praying not only in the budget process but also in managing finances we are …

… following Jesus’ example.
… following Jesus’ instruction.

Praying about Church Finances Follows Jesus’ Example.

(Click to enlarge in Pinterest & repin.)

Communicating with and doing the Father’s will was most important to Jesus. (Jn. 4:34; 5:30; 8:29; Matt. 26:36-44). Jesus consistently set time aside to go to the Father in prayer about a variety of matters and decisions that had to be made (Matt. 14:23; Mk. 1:35; 7:34-35; Lk. 5:16; 6:12-13; 9:18, 28).

Of utmost importance to Jesus was submitting to the Father’s will even when it would be unpleasant or would not be what He in His human state would want to experience (Matt. 26:36-44; Heb. 5:7). Prayer was a major part of that process.

  • The Christ-like thing to do about budget and financial issues is to pray. How can we be Christ-like in church finances if we are not praying at every turn?
  • The Christ-like thing to do about budget and financial issues is to seek and then submit to God’s will. How can we be Christ-like in church finances if we aren’t willing to lay down our own agendas for the Father’s?

Praying about Church Finances Follows Jesus’ Instruction.

Jesus spent a good bit of time teaching on prayer. He taught about its importance and the Father’s delight in answering prayers in accordance with His will (Matt. 7:7-11; 21:22; Mk. 11:24; Jn. 14:13-14; 15:7, 16; 16:23-24). He instructed us to be persistent in praying (Lk. 11:5-8; 18:1-8). He gave a sample of how we might pray (Matt. 6:9-13) and gave instructions on our attitude in praying (Matt. 6:5-8; Mk. 11:25).

Jesus emphasized the need for us to abide in Him in order to do anything of eternal consequence (Jn. 15:1-5). Prayer is a part of abiding in Him.

He said that if we “seek first his kingdom and his righteousness” we’ll have what we need so we don’t have to worry (Matt. 6:25-34). Elsewhere in Scripture we read that the antidote for worry is prayer. — “Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God.” (Phil. 4:6)

  • The Christ-like thing to do about budget and financial issues is to follow His instructions about prayer. His own example backs up the words He spoke further substantiating the importance He placed on prayer. How can we be Christ-like in church finances if don’t obey what He says?
  • The Christ-like thing to do about budget and financial issues is to trust Him implicitly to provide the right answers. How can we be Christ-like in church finances if we take matters into our own hands rather than seek and follow after Him?

If the Church spent more time praying and less time fighting or obsessing over financial concerns, we would be more of a light to the world around us as we would be demonstrating Christ-likeness to them. As Jesus said, “You cannot serve both God and money” (Matt. 6:24).

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