You may need a prayer for money when you’re having trouble making ends meet. Sometimes we must ask God for a financial blessing to get out of debt, or provide for our families. With Faith, God will provide.
- 1 A Prayer for Money Help
- 2 The Debt Prayer
- 3 Scripture about Money and Debt
- 4 Money Prayer Request
- 5 Prayer Request: Post Your Own “Prayer for Money to Get Out of Debt”
- 6 Recent prayer requests…
- 7 Community Q&A
- 8 Tips
- 9 Does God Want Us To Pray For Money?
- 10 A Prayer For Finances: How To Pray When Money’s Tight
A Prayer for Money Help
Say this debt prayer when you’re in need of a financial blessing.
I Come before you today to ask for
a financial blessing to improve my life.
My faith keeps me strong,
and I know you will provide for me
and the people I love.
I do not seek a large sum of money.
I do not trouble you for unneeded comforts
or luxury. I only ask for enough money
to relieve my financial woes and ease this stress.
Give me the means to do your work,
and spread your Love. I have so much
to give, if only I were allowed the chance.
In your name I pray, Amen
The Debt Prayer
Here is another blessing for money. This prayer is for help to come out of debt. Often times, either through poor financial planning, or unexpected unemployment, we can accumulate too much debt to deal with on our own. Use this prayer to ask for God’s help.
Debt Removal Prayer
Lord, I confess I’ve made mistakes.
I have accumulated too much debt, and
now I can not imagine overcoming it
without your help.
Please Lord, I beg of you to intercede
on my behalf. Provide me with the financial
means to be able to breathe again.
Please forgive my sins, Lord. Walk with
me and help me to make the right decisions
throughout my life.
In your name I pray, Amen
Scripture about Money and Debt
“Do not toil to acquire wealth; be discerning enough to desist. When your eyes light on it, it is gone, for suddenly it sprouts wings, flying like an eagle toward heaven.”
Click here to read more Bible Verses about Money and Debt
Money Prayer Request
Consider saying a prayer request to ask god for help with money. When many people come together to pray for one thing, it is like praying with a megaphone. Here are some examples of some peoples prayer requests for money: Write your own prayer request below…
- Prayer for financial Help
- Prayer for More Money
- Prayer to Bless my Finances
- In Need of Money
- Prayer to Keep House out of Foreclosure
- Prayer to Get out of Debt
- Prayer for Promotion to Pay off Debts
Prayer Request: Post Your Own “Prayer for Money to Get Out of Debt”
If you’d like, you can post your prayer below so the PrayWithMe community can help pray with you.
Rules for Posting: All prayers are posted publicly through to this site. Don’t use full names or any other identifying information that you wouldn’t want out on the web.
Don’t post with ALL CAPS, and try to use proper spelling and grammar.
If you can, help pray for others and post comments of support.
Recent prayer requests…
Tap below to see prayers from other visitors to this site.
- Finance- Please pay off my credit card from my bank and make me have enough money to live forever. Make me get a new identity. I… …
- Need help- I lost my job for medical reasons please pray for my surgery and relief of my bills thank u my lord. I pray for all… …
- Need help- I lost my job for medical reasons please pray for my surgery and relief of my bills thank u my lord …
- Prosperity- God to please help me at work today I need energy & a big income sales day; please God bring it about; positive motivation, uplifting,… …
- A new house- Dear Lord please help my family and I we are in a needed for a new home and money. I apply for a rental home… …
- Financial Abundance- God to please bless my husband John W with many big & medium sales all day long today; flood the store with many buying, paying… …
- Supply- Please pray with me that God supplies all my needs according to His glorious riches in Christ Jesus. Thank you. …
- Financial miracle,hope,strength,relationship,courage,debt- Can you kindly pray for me for a miracle blessing to come through, i am facing challenges that only my God can solve and i… …
- Success in life- Please pray for me so I can acquire wealth to take good care of my wife and kids. Thanks and God bless you …
- Financial help- Dear Lord, I am in dire need of financial help. I need help in paying my mortgage this month and also other bills that needs… …
- Financial Abundance/Healing- Please pray for God to abundantly bless my sales day today with many big & medium sales & floods of buying, paying customers all day… …
- Financial Miracle- We need a financial miracle immediately. We absolutely have no money. We are zeroed out. We have business bills due, personal bills due. We have… …
- My mother lost $350- My is somewhat of a merchant. She makes a living for us by going back and forth between states to buy and sell goods. Today,… …
- Finances- I want you to pray for me on this week 22nd to 24th April 2019 . Pray that I can receive the parcel and the… …
- Prayer for financial health- Please for my financial health I really need your prayers. The last few months have been a struggle. Thank you and God Bless. …
- Financial Abundance- God to please flood our store with many buying, paying customers that will buy things today; give him many big & medium sales; far more… …
- Financial- Please help me find a job and solve my unemployment problem. In The risen Christ Amen …
- Sufficient and stable income- I join with my brothers and sister in a prayer of agreement for freedom from lack for my family. I pray for divine intervention for… …
- Financial breakthrough- I need some money to construct a house. …
- Financial issues- Please pray for a breakthrough for my husband to get the next position he is “in line for” at work. We are suffering financially due… …
More prayers posted in: Money
Method 1 Before You Pray
Think on what you will pray about. Before you begin, think about what you will pray about. What are the things in your life that trouble you? What are you thankful for? How do you want to bring God into your life? What questions do you have? These are things which you may want to pray on. Knowing what to say ahead of time will make you feel more clear and comfortable when you go to pray.
Consult with your religious adviser or a trusted friend. After you’ve thought about some of the things you’d like to talk to God about, consult with your priest, imam, rabbi, or a friend or family member whom you trust. Ask them what they think God might be able to help you with and what they think about your concerns and questions. They may open your eyes to questions and answers which you had never thought of.
- Find a good place to pray.
Once you are ready to pray, you will need to find an appropriate place and time to pray to God. This should be a quiet place where you can devote a good amount of time and concentration to your conversation with God, to show him your devotion.
- However, if you feel the need to pray quickly and in a less than ideal situation, go right ahead. You do not need to be anywhere special for God to hear you. He will understand your distress and cares only that you love him in your heart and try to follow him.
Get any necessary or additional items. You may want to have certain items when you pray, such as candles, a bible, the remains of a loved one, or other items which are significant to you. Have these available and respectfully placed.
Plan to pray alone or with others. You will want to decide if you feel it is better to pray on your own or with others. Different faiths stress different methods but you should not feel constrained by the normal conventions of your denomination. Do what you feel is right in your heart, whether that means singing your prayers in a church full of people or facing Qibla alone in a corner.
Method 2 Making a Basic Prayer for Christians
- Show respect.
Show respect by humbling yourself before God. Dress plainly (if you can), do not show off your prayer pridefully to those nearby, and
on your knees with head bowed (if you can).
Read from the Bible. You may want to begin by reading a passage from the Bible which has significance and meaning to you. This will open your heart to His word and show him your devotion.
Thank God. Thank God for all of his blessings. Thank him for the things that make you happy, that make your life better, or that make the world a better place. Understand that these blessings are God showing his love for his people and should be celebrated and appreciated.
Ask forgiveness. Ask God’s forgiveness for the mistakes that you make. Keep your heart open and remember that we all make mistakes: nobody is perfect. Though you may have trouble admitting it or thinking of a mistake you have made, you will find some way that you can be better. Be sincere and you will know in your heart if God forgives you.
Ask for guidance. Ask God’s guidance. He isn’t a genie or some magical granter of wishes…He is merely there to guide you on the path you are meant to follow. Ask him to lead you and show you the right decisions and the ways to better yourself as a person, as well as the world and people around you.
- Pray for others.
Pray for those who you feel need prayers. You can pray for your family, for your friends, or for strangers. Ask God to show them His love and to also help them find their way when they are lost. Do not cast judgement on them or their problems: God is the only Judge and He will do what is right.
- Remember that people are not the Devil or demons; they are souls, just as you are, and can be led by God. Don’t ask for them to be struck down, ask for them to realize their mistakes and seek forgiveness just as you do.
Close your prayer. Close your prayer in whatever way you feel is appropriate. The most common way is to say ‘Amen’.
Method 3 Making a Basic Prayer for Jews
Try to pray in Hebrew. Most denominations believe that praying in Hebrew is better, though your god will understand you in whatever tongue you speak. Do your best and He will understand.
Try to pray with others. Jews prefer to pray more often and in groups, other than Christian prayer which is more individually focused. Pray with others if you can. This can be at temple, with your family at home, or while you are out with your friends.
Know each of the prayers for the different rituals. Instead of individually stated prayers said each day, Jews prefer to say blessings for different times of day, events, and times of year. You will want to learn the different prayers and when they should be spoken, as well as the Holy Days which require special prayers.
Pray individually if you prefer. If the normal ways of praying are not for you and you feel that you communicate with your god better on your own and in your own way, that is okay. You can pray in the Christian method above and your god will understand. He cares more about your devotion and obedience.
Method 4 Making a Basic Prayer for Muslims
Pray at the right times. Muslims pray at specific times of day and you will need to learn and observe these times. You can look them up, ask your imam, or get a handy app or program for your mobile device or computer.
Orient yourself. You will need to face Mecca when you pray. This is an important part of prayer for Muslims. You will need to look up what the proper direction is for the area in which you live. Alternatively, you can get an app or program for your phone or computer which will act as a compass and point you in the right direction no matter where you are.
Sit, stand, and motion correctly. There are specific ways that Muslims are supposed to sit, stand, bow, and move their hands and bodies during prayer. These can be rather complicated and you may need to do some research. You can also learn by watching fellow Muslims, either out and about or at your local mosque.
Open your prayer. Begin your prayer in the proper way. Muslim prayer is much more specific and rigid than Christian prayer. The standard opening is to call “Allahu Akbar” and then recite the Isteftah Dua (optional) and Surah Al-Fatiha.
Recite the Surahs. Recite the Surahs appropriate to the time of day or that are being recited by your fellows nearby. If you are alone, you can recite whatever Surahs you believe are appropriate.
Perform the appropriate number of rakats. The rakats, or cycles of prayer, are standardized and a different number of cycles is prescribed for each time of day. Know what is the appropriate number and try to perform at least that many.
Close your prayer. End your prayers in the normal way by turning your head to the right and saying, “As Salam Alaykum wa Rahmatullahi wa Barakatuhu’.” The angel who records your good deeds is to this side. Then, turn your head to the left and say, “As Salam Alaykum wa Rahmatullahi wa Barakatuhu’.” The angel who records your wrongful deeds is to this side. Now your prayers are over.
Method 5 After You Pray
Look for signs that God has heard you. When you are done praying, as you progress through your day and further on, look for signs that God has heard your prayers. Keep your heart open and look for ways in which he seeks to lead you on the appropriate path. You will know in your heart what is right.
Do right by Him and keep your promises. If you promised God that you would improve yourself or work harder for something, you should keep your promise. Work as hard as you can, honestly and with humility, and God will understand and be pleased.
Pray regularly. Don’t just pray when you have a really big problem. God is not your band-aid. Pray all the time and show Him the respect that He deserves. Get in the habit and with time you will be great at praying.
Help and pray with others. As you pray more, you will want to pray with others and bring others to understand how much they can gain from prayer. Bring them to God by helping them, honestly, humbly, and without judgement, and they too may become inspired to come to know Him as you have.
Add New Question
Do I need to pray 3 times a day? How many times?
There is no specific number of times to pray in a single day. It is good to remember to pray after waking up to ask God to guide you through the day, before going to sleep to thank Him for the day, regret your sins from the day and ask for good sleep, and at the noon to keep on track with God so you don’t forget about Him and to stay in active contact. You can pray as many times as you want, even 20 times a day. Prayer is our conversation with God, so you can pray some quick short prayers whenever you want and need.
How can I devote my life to God?
It depends how fully you are willing to devote your life. Start by praying regularly, maybe in the morning and before you sleep, and before meals. Thank God for the day he has made. If you are serious about devoting your entire life, look into going to the respective place of worship to become a member to spread gods word. You can become a missionary and help those in need. You can donate to charities and follow the word of the Lord.
What if I’m scared to get close to the lord?
Don’t be! Think of God as your father. Don’t you want to be close to your father? Then think of a man who watches over you, is willing to do anything to protect you, loves you, wants to know you and walk with you through life, cares for you no matter what you do, forgives you always, and is slow to anger. Then add “all powerful and mighty”. God is that man, but even better.
Will my prayers still be heard if I am not baptized?
Baptism is just a way to wash yourself of the sins you have committed and the sins of Adam and Eve. God is hearing your prayers regardless of the status of your baptism. Matthew 7: 7 “Seek and you will find. Ask and you shall receive. Know that when you ask that God hears the prayers.”
How do I know when God has answered my question?
Everyone gets their prayers answered differently. Sometimes you don’t get what you expected either, but God will show you a sign when he’s answered your prayer, it could be right now, it could be next week, it could be in five years, but God will answer. Just don’t expect to get exactly what you want.
Why do we need to pray?
Prayer is also called a conversation with God. Christianity is based on a relationship with God, so imagine if you have a friend and you never talk to him. It wouldn’t work, right? It is the same with prayer. We can talk through it to God, tell Him our struggles, joys and share with him our thoughts and lives.
How do I say a protection prayer?
Ask God to put a hedge of protection around you while you’re driving, at work, at home etc. You may ask Him to guard you.
I have many worries and my thoughts are all over the place. If I tell God all this, will he still hear me and help me sort out everything that is worrying me?
He cares about your worries. Just give it to God, and sometimes He will say yes, wait, or no. The future usually holds his answers. And sometimes His answers take days and weeks and months. Just be patient and keep praying. Sometimes He will even give you an immediate answer. Those are always the best!
How do I pray to God about my grades in school?
“God, give me an A!” is not how you should pray. Instead, when you go to school, you should pray that He will help you do your best in your education.
How can I tell God that I really love him and will listen to him?
By saying just that. How much you love God can be seen in your actions and what you do to show that you love Him. He sees your heart and knows it, so if you truly love Him, He will see that, too. Do pray and ask Him to speak to you in your prayers and while reading the Word.
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- Always trust what you know to be true in your heart. If a priest, leader, friend or family member tells you something that makes you uncomfortable, pray on it. God will tell you what is right and you will feel sure and happy in your heart. No one but God can tell you what is right and what He wills.
- Pray whenever and where ever you need to, i.e. in traffic, before a test, or before each meal.
- Talk to God the same way you talk to your friends. This helps to calm any nerves you may have before praying.
- When you wake up in the morning, close your eyes and thank God because there are some people who didn’t wake up and never will. Thank Him when you still have a chance to.
- Just because God has not answered your prayer right away does not mean he will not, or he does not love you. He will always love you. He has your future planned out for you, and the answer to your questions will be answered at the right time.
Categories: Prayer | Christianity
In other languages:
Português: Rezar Para Deus (Iniciantes), Español: orarle a Dios (principiantes), 中文: 向上帝祈祷（初学者）, Français: prier Dieu (pour les débutants), Deutsch: Zu Gott beten (für Anfänger), Русский: молиться (для начинающих), Italiano: Pregare Dio (Principianti), Bahasa Indonesia: Berdoa kepada Tuhan (untuk Pemula), Türkçe: Tanrı’ya Nasıl Dua Edilir (Yeni Başlayanlar İçin)
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A popular joke tells us about a man whose neighborhood is flooding. The man climbs on his roof and prays that God will save him from the rising waters. Rescue crews come in boats and a helicopter to help, but the man is adamant that he has faith in God’s ability to save him.
The man eventually drowns, and when he arrives in heaven, he questions St. Peter about why God didn’t answer his prayer. Peter responds, “He sent you three boats and a helicopter – what more do you want?”
Does God Want Us To Pray For Money?
The Prayer Rug
Last week I received a strange letter in the mail. It contained a “prayer rug” that I’m supposed to kneel on while asking God to bless me financially, then return to the church. Oh, and I’m also supposed to send the church a donation to enable other people to receive prayer rugs. Now, I’m very supportive of diverse religious beliefs, and I would never dismiss another person’s faith just because it’s different from my own.
But seriously? A piece of paper is going to bring me untold riches, especially if I send money to a church that I’m not even sure is an actual church? Along with the prayer rug, I also received a pamphlet with testimonials from satisfied customers prayer rug recipients. Apparently one lady received $46,000 and paid off all her debts. Another person was able to buy 17 acres of land.
The pamphlet quotes Deuteronomy 28:6, “Wherever you go and whatever you do, you will be blessed.” I have to admit, I was kind of tempted to kneel on the prayer rug and ask for money, just to see if it worked. But then I felt like I’d be struck by lightning for treating God like a piggy bank. As I considered this odd letter, though, I realized that some people treat God and prayer that way all the time, only without a paper rug to kneel on.
The Purpose of Prayer
I’m not saying it’s horrible to pray for God’s help. We are all familiar with the apostle Paul’s advice to “pray without ceasing.” But some may be less familiar with Romans 8:26, where Paul states “We do not know how to pray as we should.” For many, prayer has become a self-centered list of all the things we want God to give us, like He’s some kind of genie or divine ATM.
Instead of being thankful for the blessing in our lives and praying for others, sometimes we have a wishlist that would rival a child’s letter to Santa!
In Matthew 6, Jesus teaches us how to pray:
- (6:9) We should give honor to God.
- (6:10) We should pray for God’s will to be done in our lives.
- (6:11) We should pray for our daily needs to be met.
- (6:12) We should ask for forgiveness for our sins, and forgiveness for the sins of others.
- (6:13) We should ask God to keep us from being tempted.
Now where does Jesus tell us to ask for money? Some would argue that verse 6:11 makes it okay; after all, we can’t meet our daily needs for food, shelter, and clothing without a way to pay for it. And I would say that it is perfectly okay to pray for help if you are going without things like food – this post isn’t directed toward those with major needs.
In my own life right now, I am fortunate to be able to meet my needs. The Lord has provided me with a job – not one that I love, but one that pays the bills. My son and I are healthy. I have money in savings in case something goes wrong. So if I prayed for money right now, what exactly would I use it for? To pay off my debt? That would be great, but I’m paying off my debt (slowly) already, and going into debt was a choice. To buy more stuff? That doesn’t really fit in the “needs” category. In my opinion, it would be a slap in God’s face to ask for more when I have so much.
Pray For Money: Why Ask for Something You Already Have?
In the beginning of this post, I mentioned a joke about a man who was so busy looking for God’s help, he missed the help God was trying to send him. Praying for money works the same way. I know what it’s like to wonder how to afford groceries after the bills are paid. I remember the days when I begged the power company not to turn off my electricity before I got paid on Friday. And I know how miserable it is to live that way.
However, I never once starved or went without. Why? Because I already had enough money to do the things I needed to do, and when pushed, I could find ways to access it by giving up non-necessities. God already gave me the skills and knowledge to get a job, as well as a paycheck every two weeks. Is it God’s fault that I was spending money on stuff I didn’t need? Nope.
When I had financial problems, I prayed constantly for something to change. At times, I became frustrated because it seemed God wasn’t answering me. But now I realize He gave me the answers before I even asked – I just had to look within myself to find them.
When I got serious about getting out of debt, I was already blessed in many ways before anything even happened. I was smart enough to figure out what got me into my financial mess in the first place. I was fortunate enough to have help from my parents. I was able to afford internet access, which allowed me to read personal finance blogs and devise a plan.
When I figured out I needed more income and was actually willing to do something about it, I was able to find a second job relatively quickly. Things like this were God’s answers to my prayers.
Back to Prayer
I’m not here to judge other people. I’m the first to admit that I haven’t always used prayer the way I should, especially where money is concerned. And I have no way to know who will read this and what your situation is. However, I can guess that you may be here reading Faithful With A Few because you are dealing with your finances in some way.
If you are going through a tough time, lean on God and your family until things get better. Try praying the way the Bible says we should – from our hearts, not from our empty wallets – and keep praying. I can almost guarantee you will never wake up to find a pile of money on your porch, but I know God has a plan in place to correct your money issues. He doesn’t need to send you a prayer rug or anything else! You have all the tools you need; just pray for the wisdom to use them in a way that honors God and improves your quality of life.
photo by Ambro
Struggling with knowing how to pray in this hard season? Here’s a prayer for finances that you can use when money’s tight and you feel overwhelmed.
Several years ago, before my husband became a pastor, he was laid off from his job. At the time, I had just begun homeschooling our oldest son, and we were in the process of adopting our second son.
To say I was scared was an understatement! We’d just lost our only source of income!
During that time, I had to learn how to completely put my trust in God and His provision for our family. This was also the season where He led me to learn about how to be more frugal than I ever thought possible. Thankfully, we’d been budgeting for years, so I was able to go through our budget and prayerfully slash absolutely everything that wasn’t a necessity. I knew what we were spending and what we really needed.
I clipped coupons and learned how to get the things we needed for cheap, or sometimes, free. I would scour my friend Crystal’s Money Saving Mom site for deals. I also learned how to save tons of money on necessary toiletries and miscellaneous items (like toothpaste, toilet paper, etc) at CVS through her CVS 101 posts. Sometimes, I would leave a store with several items we needed and after all my coupons and discounts were tallied, the cashier actually gave me money!
I also became huge on meal planning. That’s when I learned about helpful programs like emeals, which helped you choose budget friendly meals and gave you a shopping list you could take to the store. Now they’ve expanded it even further; they’ll send your shopping list to WalMart for you and all you have to do it pick it up! This really saves you time and money. No toting your toddlers into the store, and no impulse purchases, either. (They have a free offer here if you’d like to try them.)
I did what I could, the best that I knew how, and turned it all over to God. Then a miracle happened! My husband found out what he would be getting from unemployment each week (it wasn’t much!) — and that unemployment check would be just enough to cover our necessities. We even had a dollar or two (literally) left over each week, which we would often use to rent a $1 movie for family night on the weekend. That felt like a splurge to us!
God continued to perform financial miracles for us during that season. Several times we’d get a reimbursement check in the mail for an overpayment on something that we didn’t even know we’d overpaid, or another family would feel led to help us in some way. My parents would have us over for dinner about once a week, and that helped with our food costs. I learned to use Swagbucks to earn Amazon gift cards (click here to read how we used Swagbucks to pay for Christmas one year). God was generous with us — He always is, but in different ways during different seasons.
One thing to consider as you say a prayer for finances, is this — are you being a faithful steward with what He’s already given you? Remember, the money isn’t ours, it’s all His, and He is only giving it to us to steward it for Him. If we are not using our finances in a way that glorifies Him, we need to revisit some things. Consider what you’re spending your money on. Are they worldly things? Are they things that encourage you to sin? Are you giving Him back a portion of what He’s given to you? Are you looking for ways to be generous, even when it’s hard?
A Prayer For Finances: How To Pray When Money’s Tight
Lord, I want to say thank you for what you’ve already provided. You’ve been so good and gracious to me.
I know there are many ways You’ve blessed me before and I can trust that You’ll help me again. Today I bring before You a prayer for finances. I need Your help!
As I go through this season of want, help me to have the right attitude. Give me the right perspective for my situation. Open my eyes to what You want to teach me right now.
Help me to see how this season of want will help me appreciate my season of abundance when it comes.
Help me to be resourceful and to uncover some of the hidden things that I can’t see yet, whether it be how to be more frugal with my spending or how to earn more money. Or, maybe You have something else for me entirely. I know You can bless me in ways I can’t even begin to ask for or imagine.
Give me direction for how to be industrious, like the Proverbs 31 Woman. Help me to have the motivation to get up and search out ways to improve my situation. Keep me from discouragement and depression as I navigate this challenging season. Help me to encourage myself in You. Give me peace in my heart and clarity of mind.
Keep me from complaining while I’m in this place that feels like a wilderness. Teach me to be confident in You, and what You are going to do. I want to look back and wonder marvelously at the testimony You will give me from this time in my life.
Lord, I know You are working for my good, and I can do all things through You. You strengthen me! I put my trust in You today, and my finances into Your hands. Please multiply my efforts, and I will give You all the glory for it.
In Jesus name, Amen.
I hope this prayer for finances was a blessing to you!
Here are a few more posts you might like:
- How To Pray When You’re Hurting
- Budget Forms That Are A Lifeline When You’re Struggling To Stay Afloat
- Stay-At-Home Mom Jobs For Moms Who Have A Noisy House
- My Dave Ramsey Meal Plan For A Beans + Rice Budget
Much love to you today, my friend,
P.S. New to my site? I love to teach my readers how to budget, save money, and make money. You can see my top recommendations here.